Status & Parameters
Status
| Status | Definition | Implication |
|---|---|---|
| Verified | The data provided (e.g., email, address, phone number, IP, BIN, etc.) is legitimate and has passed all checks. | No further action required, and the transaction can be trusted. |
| Declined | The transaction is marked as declined when none of the identity parameters are verified. | The transaction is not accepted, and blacklisting the identity parameters is recommended. |
| Risky | The transaction data exhibits more risk factors than the valid identity parameters. | Immediate attention and investigation are required, as the data is likely involved in fraud. |
| Suspicious | The data provided is suspected of being linked to fraudulent or illicit activities based on detected patterns. | A flagged transaction that is a threat but not a greater threat and has certain fraudulent parameters. |
Parameters
Email Lookup
| Parameter | Description |
|---|---|
email | The user's email address, used to validate the email's legitimacy and check against fraud databases. |
AML For Persons
| Parameter | Description |
|---|---|
f_name | The user's first name. |
l_name | The user's last name. |
dob | Date of birth in YYYY-MM-DD format. |
gender | The gender of the user (e.g., "male", "female"). |
fuzzy_amlp | Optional flag for AML Person Check. Set to 1 to enable fuzzy matching on person-related AML databases. |
AML For Business
| Parameter | Description |
|---|---|
company | The company name associated with the user, used for the AML Business check. |
fuzzy_amlb | Optional flag for AML Business Check. Set to 1 to enable fuzzy matching on business-related AML databases. |
IP Lookup
| Parameter | Description |
|---|---|
ip | The user's IP address, used to check geolocation and any associated fraud risks. |
Phone Lookup
| Parameter | Description |
|---|---|
phone | The user's phone number, used to check its validity and any associated risks. |
BIN Lookup
| Parameter | Description |
|---|---|
bin | The Bank Identification Number (BIN) of the card used by the user. |
Address Lookup
| Parameter | Description |
|---|---|
address | The full address of the user, which will be validated against known address databases. |
country | The ISO 3166-1 two-letter country code representing the user's country (e.g., "sg" for Singapore). |